In October 1985, the membership of the St. Charles Ministerial Association voted unanimously to establish a fund for the purpose of helping those in need of assistance with their shelter costs. The mission was initially funded entirely by Association member churches and was served by both lay and clergy members of a committee, which has come to be known as the Shelter Assistance Committee, Inc.
The establishment of the fund was the outgrowth of a dedicated group of people seeing the need for a larger source of funding than the churches were able to provide individually. In 1986 the St. Charles Township played an important role in getting the fund organized. As the Township became less directly involved, the Salvation Army Tri–City Corps provided the Committee with a place to continue its work and is the primary source of referrals.